Church Finances – Obotafumeiro Mon, 10 Jan 2022 18:00:00 +0000 en-US hourly 1 Church Finances – Obotafumeiro 32 32 Dhaka Bank to Launch AI-Based Instant Loans Mon, 10 Jan 2022 18:00:00 +0000

Dhaka Bank will soon be able to disburse small-scale personal loans within two hours of submitting the request by clients.

As such, an account holder of the private lender will be able to contract between 10,000 Tk and 3 lakh Tk without producing any paper documents.

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Dhaka Bank yesterday signed an agreement with CASHe Alliance Ltd to manage technological support for the deployment of the new product.

Emranul Huq, chief executive of the bank, said the lender will start disbursing loans in this way from next month on a pilot basis.

The pilot program will run until May, after which all bank customers will be able to take advantage of the service.

Payroll accounts kept with the bank will initially be eligible for loans, Huq said.

About 60,000 payroll accounts are now maintained with the bank.

Under the payroll account system, clients receive wages from their employers directly through a bank.

Customers will not be required to provide collateral to secure the loans.

Instead, Dhaka Bank will examine the credit status of loan applicants by checking their report from the central bank’s credit bureau.

The lender will disburse the loan using artificial intelligence (AI) technology, which will verify customer behavior through their social media accounts.

In addition, the AI ​​will analyze the types of smartphones and applications used by customers.

This will help the lender to know the attitude and suitability of his clients.

“We will be able to identify the right clients to make loans efficiently throughout the process,” Huq said.

The loan sanction and disbursement process will be completed within two hours, he added.

A dedicated mobile application has already been prepared and credit applicants will have to download it with their smartphone.

The new initiative will help clients reduce the time it takes to manage their funds, as people currently have to wait at least five to seven days to get a personal loan.

In addition, customers will no longer need to visit bank branches to manage small loans.

However, customers must submit national ID information and upload their photo with the app, Huq said.

Repayments for parents as Equity Bank now offers instant loans for tuition fees Thu, 06 Jan 2022 09:23:09 +0000

Equity Bank has introduced a new way to access loans instantly for parents and guardians, especially with the four academic terms this year. Parents and guardians can simply dial * 247 # from Equity to apply for and receive instant loans as low as Ksh. 100 up to Ksh. 3 million.

This service is currently available on all mobile networks including Safaricom, Telkom, Airtel and Equitel and is accessible on both smartphones and multifunction phones (Kabambe). Instant loans don’t require users to fill out or fill out physical forms, look for collateral, collateral, or collateral. The loan facility is also available on Equity Mobile App available on Google Play Store, App Store and Equity Online.

Parents and guardians can also purchase a bank check for only Ksh. 100 for tuition fees whether for elementary, secondary, college or university. This will allow them to file a fee for free at any branch or Equity agent near them. Student details will also be entered on the deposit slip at the branch or agent.

Back-to-school purchases are also made easier thanks to the Bank’s different payment methods. You can pay for your back-to-school purchases via * 247 #, the Equity mobile app, Equitel or your Equity Visa, Mastercard and Amex cards with the push of a button.

For entrepreneurs and people in business, all you need is * 247 # to borrow the amount you need to boost your business. The service also allows parents, guardians and SMEs to check their credit limit, loan status or loan balances as well as make partial or full repayments of your loans.

]]> Apply for an instant loan from Fintechs? Here are the key points to consider Tue, 30 Nov 2021 13:00:00 +0000

New age fintechs are taking advantage of digital lending and making the process of getting loans faster and more convenient than traditional banks. They offer customized products to meet the requirements of borrowers. Instant Loan is one such product that a customer resorts to in an emergency.

Instant loans can be used as a personal loan from traditional banks or financial technology companies.

Previously, processing a personal loan from a bank was time consuming. However, with the advent of online banking or mobile apps, customers can now avail instant loans at a faster rate.

On the other hand, private banks offer pre-approved loans to some of their existing customers with good credit history. Any customer with a working bank account and a fixed income can apply for an instant loan. In most cases, loans require regular KYC documents and the money is credited the same day.

Unlike risk-averse banks and NBFCs, digital lenders offer financing to New-to-Credit (NTC) borrowers. As the process is digitized, it requires less or little physical paperwork.

“The growing affinity of borrowers towards fintech for personal loans can be attributed to their distinctive characteristics, made possible by technology,” said Madhusudan Ekambaram, co-founder of the Fintech Association for Consumer Empowerment. Express Financial.

Here are some key points to consider when obtaining an instant loan from a fintech.

  • New age loan platforms offer instant loans from Rs 15,000 to Rs 10 lakh.
  • The interest rates for instant loans vary among lenders and depend on the credit rating of the customer. Some fintechs allow customers with an outstanding personal loan to instantly top up the existing amount.
  • While traditional banking setups charge for partial or prepayment, borrowers at fintech companies have the option of choosing no partial fees or prepayment.
  • Before offering a loan, digital lenders assess a borrower’s creditworthiness based on their credit history, employment history, income level, and repayment capacity.
  • Some fintech lenders use efficient underwriting algorithms to assess a borrower’s credit rating and repayment history in order to provide immediate loan approvals.
  • The borrower should provide documents like PAN card, Aadhaar card, pay slips and bank statement for loan processing. With a digital lender, the borrower can upload these documents online through a website or mobile app.
  • Fintech Lenders Leverage e-KYC for Borrowers to Get Digital Signatures on Loan Agreements
  • A borrower should read the terms and conditions and fees before digitally signing an instant loan agreement online.
  • Digital lenders use multiple sources to verify the accuracy of borrower details. It is therefore essential to provide precise information to benefit from the loan.
  • ]]>
    Income Tax Raids in Haryana, Delhi for Instant Loans Via App: The Tribune India Thu, 18 Nov 2021 00:58:00 +0000

    New Delhi, November 17

    The Income Tax Department today conducted search and seizure operations in Delhi and Haryana in the case of a fintech company offering instant short-term personal loans through a mobile app.

    The searches were carried out on commercial and residential premises in Delhi and Gurugram.

    During the search, it was revealed that the company allegedly charged high processing fees when the loans were disbursed.

    “The company is owned by a group based in the Cayman Islands. The company brought nominal initial capital to India through FDI, but took out substantial working capital loans from Indian banks. The company’s business model results in high capital turnover, as evidenced by turnover of Rs 10,000 crore in its first year of operation, ”the finance ministry said.

    Computer detectives noted that a repatriation of around Rs 500 crore had been made by the company to its weapons abroad under the pretext of purchasing services in two years.

    “Evidence gathered during the search revealed that these remittances to group companies are either very inflated or not genuine. Evidence also indicates that the internal web application for lending activities was controlled from outside India. Statements by foreign nationals have been recorded, ”the ministry said. – TNS

    LB Finance offers instant digital loans via the LB CIM application – Financial News Mon, 01 Nov 2021 04:01:00 +0000

    LB Finance PLC, the country’s leading non-bank financial institution, recently introduced a revolutionary digital solution to boost its core gold lending business.

    With the latest solution, the company’s gold lending customers have the option of receiving instant digital top-up gold lending through the LB CIM (Cash-In-Mobile) smartphone app. This is a historic development given the blazing speed and efficiency of granting a top-up loan in just 30 seconds, crediting the loan proceeds directly to the client’s LB CIM wallet. The move further embodies the company’s efforts to deliver cutting-edge financial solutions in a highly competitive and rapidly changing industry that is rapidly adopting digital financial services.

    LB Finance PLC is the undisputed market leader in gold lending among NBFIs. Gold loans currently represent nearly a third of the company’s loans and advances and serve a large and diverse group of clients spread across the island, representing all strata of Sri Lankan society. LB CIM, LB Finance’s mobile app-based digital wallet, plays a central role in the digital journey of LB clients by taking advantage of a range of financial services provided by the company.

    Speaking on this pioneering solution, LB Finance PLC, Gold Loans Managing Director, Suraj Karunanayaka, said, “We are delighted to enhance our unprecedented customer experience using the company’s popular digital platform, LB CIM. Tracking the needs of our customers and redefining our business to meet changing consumer behavior and industry dynamics has been the secret of our success over the years. We pride ourselves on our fast and efficient service delivery which sets our business apart from the competition. The nature and patterns of demand for gold loans require an organization to have distribution channels available in every nook and corner of the country, designed to operate during extended hours of operation to meet rapid funding needs. of our customers.

    The integration of our core business with the LB CIM application gives us that flexibility and dynamism essential to operate 24/7, without being deterred by the limitations of conventional bank branches during the travel restrictions imposed by the government. This is of greater importance at a time when the physical functioning of the branch has been somewhat challenged due to health and safety concerns associated with the pandemic. ”

    Commenting on this breakthrough innovation, Bimal Perera, Head of Strategy and Digital Finance at LB Finance, said: “CIM is more than just a mobile payment platform because it has a very high level of integration with our basic banking system. This uniqueness allows our valued clients to enjoy unhindered access to their portfolio of leases, loans and deposit accounts through a single digital platform. In Sri Lanka, gold loans are generally seen as a conventional and quick financing solution. This innovation brought a new dimension to the product by allowing customers to obtain a complementary loan from the security and comfort of their home, whatever the time or the day. There are many use cases of customers needing quick and convenient additional financing for planned or unforeseen expenses. CIM’s Instant Digital Top-Up Gold Loans meet this need. Customers are allowed to take advantage of their precious gold items while enjoying the appreciated value of their collateral held with LB. Our company has made significant investments in key digital assets and a technology infrastructure capable of producing such robust solutions, ”he added.

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    Indian digital payments company Fintech Paytm introduces low-cost instant loans to help consumers manage their spending Tue, 13 Jul 2021 07:00:00 +0000

    Indian digital payments giant Payment recently introduced Paytm Postpaid Mini, which allows users to acquire small instant loans to help them manage their monthly or daily expenses

    The Paytm team notes in a blog post that their goal is to provide customers with services that will provide them with greater convenience and help them manage their finances effectively. Paytm says in a recent update that its latest offering allows customers to pay over time.

    Paytm management noted:

    “We’re excited to bring you Paytm Postpaid Mini, an extension of our Buy Now, Pay Later service, making new customers affordable. These small instant loans will give you flexibility and will also help you manage your household expenses to maintain cash flow during the ongoing pandemic. “

    As explained in the update, this new service was introduced with the help of Aditya Birla Finance Ltd. With the launch of Postpaid Mini, Paytm says it gives customers access to loans ranging from INR 250 to INR 1,000, as well as Paytm Postpaid instant credit of up to INR 60,000.

    As the company noted, this should allow Paytm users to pay for their monthly expenses, such as mobile and DTH top-ups, gas cylinder reservations, electricity and water bills. They can also shop at Paytm Mall and take advantage of other offers.

    With this new service, Paytm Postpaid “offers a period of up to 30 days for the repayment of loans at 0% interest”, the announcement revealed while confirming that there is “no annual fee no activation fees, only minimal convenience fees. “

    As mentioned in the update:

    “With Paytm Postpaid, you can pay in online and offline merchant stores across the country without having to worry about rocking your monthly budgets. Paytm Postpaid is currently accepted in thousands of gas pumps, neighborhood kirana stores or pharmacies, popular chain stores (such as Reliance Fresh, Apollo Pharmacy, etc.), internet apps (such as Myntra, Firstcry , Uber, Dominos, Ajio, Pharmeasy, etc.) and popular retail destinations (such as Shoppers Stop, Croma, etc.) among others. “

    Paytm Postpaid is currently available in over 550 cities across India.

    Bhavesh Gupta, CEO of Paytm Lending, said they intend to help new credit consumers start their credit journey and “develop financial discipline.”

    He added:

    “Through Postpaid, we are also making sincere efforts to help stimulate consumption in the economy. Our new Postpaid Mini service helps users manage their cash flow by clearing their bills or payments on time. “

    As recently reported, Alibaba-backed Paytm is reportedly in talks with a few domestic payment providers for a possible acquisition as it consolidates its IPO strategy this year.

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    FlexiLoans, GooglePay partner to offer instant loans to SMEs Wed, 07 Jul 2021 07:00:00 +0000

    MSME-focused digital lending platform announces its collaboration with Google Pay to provide flexible lending to their merchant base. The collaboration will help close the credit gap by providing instant loans to small traders and entrepreneurs across India who cannot access formal credit, FlexiLoans said in a statement.

    FlexiLoans aims to provide loans to more than 50,000 small businesses over the next 12 months through this collaboration. is the first lender to go live on the Google Pay platform.

    The systems were co-created and designed for a superior customer experience. FlexiLoans proprietary technology platform has been deployed in many ecosystems across the country and is designed for integrated credit capabilities, ” he said.

    In a statement, Abhishek Kothari, co-founder of, said, “We are delighted to partner with Google in our mission to provide small business owners with affordable and fast credit. It is also a good time given the difficulties this sector has faced. encountered during the pandemic. “

    Over the past 4 years, the company has disbursed unsecured business loans worth over Rs. Over 1000 Crs in over 1400 cities across India and over 100 ecosystem partners to have access to over 5 million MSMEs in the country.

    “Access to reliable credit is essential to accelerate the growth of MSMEs, especially in this post-pandemic environment. With the help of technology, we can now make credit available with just a few clicks to the millions of merchants using Google Pay for Business across India will receive digital payments, ”Sharath Bulusu, director of Google Pay, said in a statement.

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    Paytm Launches Low Cost Instant Postpaid Mini Loans To Help Users Manage Monthly Expenses Tue, 06 Jul 2021 07:00:00 +0000 According to a source, Paytm now has no Chinese nationals on its board. US citizen Douglas Feagin has joined Paytm’s board of directors on behalf of Ant Group.

    Paytm this week announced the launch of Postpaid Mini, a need and consumption based credit for users to help them manage their household finances. This product is an extension of its Buy Now, Pay Later service for users without a credit score. “The idea behind the launch of this product is to empower more people to experience credit with smaller loans and learn tax discipline,” said Bhavesh Gupta, CEO of Paytm Lending at Financial Express Online.

    He added: “Through Postpaid, we are also making sincere attempts to help stimulate consumption in the economy. Our new Postpaid Mini service helps users manage their cash flow by clearing their bills or payments on time. Postpaid Mini will offer loans ranging from Rs 250 to Rs 1000 to users to pay for their monthly expenses, including mobile and DTH top-ups, gas cylinder reservations, electricity and water bills, among others.

    With Postpaid Mini, users will have to repay the loan within 30 days at 0% interest. While there is no annual fee or activation fee, there is a convenience fee for each transaction. The company previously launched Paytm Postpaid instant credit of up to Rs 60,000. This service was launched in partnership with Aditya Birla Finance as a lending partner. Through Paytm Postpaid, users can pay at online and offline merchant stores in over 550 cities in India.

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    Latest Update 2021: Global Dishwasher Detergents Market By COVID-19 Impact Analysis By Market Research Store – KSU Thu, 17 Jun 2021 08:50:53 +0000

    Global dishwashing detergents market key players, business approaches and geographic analysis in the context of the COVID-19 pandemic

    The report on “Dishwasher Detergents Market Published By Market Research Store Overview By Major Industry Manufacturers, Trends, Industry Growth, Size, Analysis and Forecast to 2028”, the report contains more than 150 PDF pages with table of contents, including a list of numbers and a table.

    Global Dishwasher Detergent Market report is the cradle of all market related details from finance, regional development to future market growth rate. It also discusses the market assessment which includes market size, revenue, and share to get acquainted with the current market position in the regional and global platform. To shed light on the growth rate of the market, the report offers information such as recent developments, achievements, obstacles, threats, and driving factors of the market. The Global Dishwashing Detergents Market report provides validated information using few research methodologies and primary or secondary resources.

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    Key players:

    The main players in the global dishwasher detergent market are Kao, Ecover, LIBY Group, Blue Moon, Shanghai White Cat Group, Seventh Generation, Lemi Shine, Sonett, Persan, Dalli Group, McBride(Danlindï¼ ‰, Amway, Nice Group, Unilever , Nafine, Reckitt Benckiser, Procter & Gamble, Colgate-Palmolive, Church & Dwight, Werner & Mertz. Market players help to understand the supply / demand ratio, consumer preferences, latest manufacturing process and latest developments. The competitive landscape focuses more on financial gains and market developments during the forecast period.

    This report segments the market based on the following types:

    Saponification, Non-saponification

    On the basis of Application, the market is segmented into:

    Residential, Restaurant

    COVID-19 impact analysis:

    In the Global Dishwasher Detergents Market report, experts discussed the pre and post COVID-19 impacts. The report details the funding and market growth pros as well as the downsides achieved during this crisis. Despite a major economic downturn, the dishwashing detergent market has adopted new development strategies and skills to rebound. The market has started to seek different sources of funding and business approaches to maintain on the regional and global platform.

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    Regional study:

    In the regional analysis, the report clarifies the regional market attractiveness of the market, industrial developments in specific regions, sales analysis, and other market segmentations. The regions comprising the United States, Canada and Mexico in North America, Peru, Brazil, Argentina and the rest of South America as part of South America, Germany, Italy, United Kingdom, France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Hungary, Lithuania, Austria, Ireland, Norway, Poland, rest of Europe in Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Vietnam, Rest of Asia-Pacific (APAC) in Asia-Pacific (APAC), Africa South, Saudi Arabia, United Arab Emirates, Kuwait, Israel, Egypt, Rest of Middle East and Africa (MEA) as part of Middle East and Africa (MEA ) provide an excellent socio-economic environment for the Dishwashing detergent industry development. It also confirms the market status on both regional and global platform.

    In this report, the experts have clearly extrapolated such facets as market driving factors, market revenue, share, size, opportunities and challenges, changing market dynamics, key players, dominant regions, economic instabilities and other competitive factors.

    Extrapoles Covered By The Global Dishwasher Detergents Market Report:

    • Study on the evolution of competitive market dynamics
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    • What are the main market drivers predicted to propel market growth?
    • What is the key factor expected to fuel the growth rate of the global dishwasher detergent market?
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    Section 01: executive summary

    Section 02: Scope of the report

    Section 03: research methodology

    Section 04: presentation

    Section 05: market landscape

    Section 06: market sizing

    Section 07: Five Forces Analysis

    Section 08: Market segmentation by product

    Section 09: Market segmentation by distribution channel

    Section 10: customer landscape

    Section 11: Market segmentation by end user

    Section 12: regional landscape

    Section 13: decision-making framework

    Section 14: Drivers and Challenges

    Section 15: Market trends

    Section 16: competitive landscape

    Article 17: company profiles

    Article 18: annex

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    Boy Scouts honor Ross, Rose posthumously | New Thu, 17 Jun 2021 05:00:00 +0000

    MURRAY – The Distinguished Citizen Award presented by the Murray Area Friends of Scouting recognizes community leaders who have provided exceptional service to adults and / or youth in the Murray-Calloway County community.

    They don’t have to be associated with the Boy Scouts. They need only illustrate the principles on which Scouting is based: citizenship, moral fiber and the desire to help others improve their lives. David Roos and Jack Rose were honored for these traits on Tuesday afternoon at the 2021 Friends of Scouting Luncheon at Murray First United Methodist Church.

    Neither were there in person, as both were recognized posthumously.

    Roos, the longtime pastor of First Christian Church and who was instrumental in forming the Murray Calloway County Need Line and the Murray-Calloway branch of Habitat for Humanity, died in August 2019 at the age 85. Rose – a longtime superintendent of Calloway County Schools, who also became dean of the alma mater Murray State University College of Education and mayor of the city of Murray – died last year at the age of 77.

    Roos was more associated with the Boy Scouts. For years he has been a strong supporter of the community scouting program, particularly the Boy Scouts of America Troop 77, based at First Christian. Carmen Garland, speaking on behalf of Roos on Tuesday, recalled how this loyalty was expressed in meetings on church finances.

    “We would inevitably come within budget, and every year there would be a discussion about costing or renting our facilities. Someone was always bringing up the usual Boy Scout meeting in our communion room and they also had a storage shed that they used in our back parking lot, ”said Garland, setting the stage for Roos. Dr. Roos would come back very slowly but in his very firm David Roos way, he would smile and say, “Naw! It’s great that these boys are here. They can keep their storage shed in the back parking lot.”

    “’Yes, that’s very good’, and we could move on. As you all know, he had a very eclectic mind, but what he was to this world, especially in our small part of the world, that’s what matters. Who was he destined to always defend the Boy Scouts. “

    After his tenure at First Christian expires, Roos would be one of the main promoters of the Friends of Scouting event. One of the places he did this the most was at Murray’s Rotary Club meetings, where Garland said he was present on other matters as well.

    “As a loyal Rotarian, her presence was always noticed,” she said, explaining that along with Scouting and her congregation, her family was her most important concern. “When our Rotarians or family members are recognized in (The Ledger & Times), each recognition is worth a $ 1 fine and those fines go into a fund to help our scholarship programs. If Sgt-at-Arms, or whoever is the right appraiser, never missed any of Dr Roos’ family members, he waved his dollar bills, stood up to remind us of their academic and athletic achievements and he never missed a beat with his kids or grandchildren.

    Rose’s presenter was one of his former Murray State College High School alumni, David Garrison, who became an Eagle Scout in 1968. However, it was not around this time that Garrison chose to discuss at length in his speech, although he did. referencing his seventh year when he walked into Rose’s classroom and “looked up.” “

    “Anyone who knew Jack looked up,” Garrison said, referring to how Rose was a tall man. “And he was awesome, but a great teacher.

    This is what happened many years later, however, that Garrison mentioned the most, especially when he got the chance to work alongside his former teacher.

    “What Jack saw was that it wasn’t about boys, it was about leadership, which is why he was also involved in (the Murray-Calloway affiliate of the YMCA) and my two daughters had a great experience in this organization, ”said Garrison, returning to his time as a board member of the Murray-Calloway County Public Hospital Corporation when he worked alongside Rose to hire Stuart’s successor Poston as CEO of Murray-Calloway County Hospital.

    “We had some serious issues that took a long time to resolve and what I really learned from him as a professional was that he was a sequential logical thinker, an ‘schemer,’ if you will. . Jack never did anything out of the blue. He had a plan and he and I worked really well together and we shared mutual experiences that allowed us to do some things. “

    This work ultimately resulted in the hiring of current CEO Jerry Penner. However, Garrison’s speech also included stories from Roos.

    “I used to have breakfast informally with David at Martha’s, usually once a year,” he said, recalling their last meeting. “He and I were celebrating that his three daughters had not had the opportunity to become Eagle Scouts and my two daughters did not, but our four granddaughters are now doing so (after the girls were allowed to continue the rank Eagle Scout in 2019). And I’m excited about it.

    “What David and Jack brought to the table was that they were about teamwork. Jack especially had the discipline to bring people to a pace where they could gradually change. I don’t want to be an ax-grinder, but you have to forge a change in the right direction for all of us; Jack had the ability to do it. “

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